What does the do?

Refreshed annually

The National Credit Union Administration (NCUA) is an independent federal agency responsible for regulating, chartering, and supervising federal credit unions across the United States. Its primary mission is to ensure the safety and soundness of credit unions and protect the interests of their members. The NCUA administers the National Credit Union Share Insurance Fund (NCUSIF), which insures deposits at federally insured credit unions. It was established in 1970.

In FY 2025,

-$982M

in net spending was recorded by the National Credit Union Administration

How much does the National Credit Union Administration spend?

National Credit Union Administration spent -$982 million in fiscal year (FY) 2025. The department ranked 138th among federal agencies in total spending.

The National Credit Union Administration accounted for <0.1% of all federal spending in FY 2025.

Share of NCUA net spending compared to the top ten highest spending agencies in FY 2025

Federal spending may shift over time due to population growth, changes in policy and programs, and emerging problems to address. Adjusting for inflation, the National Credit Union Administration’s federal spending has decreased from $340.4 million in 1980 to -$982 million in 2025.

Get weekly insights

Subscribe for data-driven insights. No spin, just the facts.

The National Credit Union Administration’s federal spending in FY 2025 was lower than in FY 1980.

Yearly federal net spending by NCUA, adjusted for inflation (2025 dollars), FYs 1980–2025

Since 1980, the National Credit Union Administration's net spending has decreased by $1.32 billion, while overall federal spending has increased from $2.37 trillion (in 2024 dollars) to $7.04 trillion, or 196.9%.
As a percentage of the overall federal budget, a positive figure means agency net spending made up some positive portion of total spending; a negative number means that generated revenue offset a portion of spending. In 2025, the National Credit Union Administration offset 0.014% of all federal spending.
Major legislation, internal or global economic conditions, and acute events like the COVID-19 pandemic can affect spending year to year. For example, the federal budget fluctuated during the pandemic, rising from $5.3 trillion (in 2023 dollars) in 2019 to $7.7 trillion in 2020 and $7.8 trillion in 2021.

The National Credit Union Administration offset 0.014% of overall federal spending in FY 2025.

Percentage of federal budget dedicated to NCUA, FYs 1980–2025

Most federal spending can be categorized as direct or indirect. Direct spending refers to money the federal government spends on budget items such as federal programs, employee salaries, and debt interest. Indirect spending refers to federal transfers to state and local governments.
In FY 2025, all of the National Credit Union Administration's spending was direct.
The chart below outlines all net NCUA spending.

How did the National Credit Union Administration spend its budget in 2025?

Federal government net spending isolated to NCUA, FY 2025

How many people work for the National Credit Union Administration?

Some 931 of the 2.02 million total civilian federal employees work for the National Credit Union Administration as of May 2026. This is 21.6% fewer people than the agency staffed in 2012.

The number of federal employees working for the National Credit Union Administration has decreased 21.6% since 2012.

Number of federal employees working for NCUA, May 2012–2026

NCUA accounts for 0.046% of the overall federal workforce. As the number of federal employees has changed, so too has the way the workforce is organized, with resources allocated to agencies depending on government priorities. NCUA constituted a smaller share of the overall federal workforce in May 2026 than in 2012 (0.056%).
While the number of employees on an agency’s payroll contributes to that agency’s expenditures, some agencies have relatively few employees compared to their budget or vice versa, giving them an outsized share of either the budget or the workforce. According to the most recent data, the National Credit Union Administration’s share of the workforce (0.046%) is larger than its share of the budget (0.014%).

Who leads the National Credit Union Administration?

The NCUA is led by a three-member board nominated by the President and confirmed by the Senate. The President also designates one of the board members to serve as a Chairman. Each board member serves a staggered six-year term. The Chairman serves at the discretion of the president and can be replaced or reappointed.

Keep exploring

Methodology

USAFacts standardizes data, in areas such as time and demographics, to make it easier to understand and compare.

Page sources

USAFacts endeavors to share the most up-to-date information available. We sourced the data on this page directly from government agencies; however, the intervals at which agencies publish updated data vary.