How many people live in subsidized housing in Illinois?

About 392,000 people lived in subsidized housing in 2023, or about 1.9 people per unit. Subsidized housing options vary by location, ranging from high-rise or garden-style apartments to single-family dwellings, duplexes, and more. On average, 2023 residents had lived in their units for nine years and seven months.
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In 2023

392K

people lived in subsidized housing in Illinois
In 2023

3.1%

of the Illinois population lived in subsidized housing
Federally subsidized rental housing began with 1937’s US Housing Act, which created the United States Housing Authority and provided financial assistance to state and local governments for housing low-income people. Since then, the government has provided housing assistance to low-income renters through programs overseen by the US Department of Housing and Urban Development (HUD).

In Hardin County, 6.8% of people live in subsidized housing, the most of any county in Illinois.

Share of population living in subsidized housing in 2023, by county

People who live in subsidized housing share one thing: incomes low enough to qualify for housing assistance. In 2023, HUD classified 96% of households in subsidized housing in Illinois as very low income and 80% as extremely low income. The average household in subsidized housing in Illinois earned $15,664 in annual income. Across all subsidized housing in Illinois, 71% of households earned less than $20,000.

36% of households with subsidies earned $10K–$15K in annual income.

Illinois, 2023

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Renters in subsidized housing earned income from different sources. Welfare was the main income source for 2% of households. According to HUD and the Census Bureau, “welfare” includes the Temporary Assistance for Needy Families (TANF) program, general assistance, or emergency assistance payments. Another 25% of households earned the majority of their income through wages, salaries, and business income. Finally, for 63% of households living in subsidized housing, the majority of income came from other sources. This broad category includes Social Security payments, insurance benefits, pensions, interest or dividends, and payments in lieu of salary like worker’s compensation, severance, unemployment, or disability. The remaining 10% of income sources were unaccounted for in the data.

Welfare assistance programs were the primary source of income for 2% of households in subsidized housing.

Illinois, 2023

Households living in subsidized housing contribute to their rent. In 2023, households living in subsidized housing in Illinois paid average monthly rent of $380, which translates to an average of $4,560 per year, or 29% of the average household’s annual income. HUD contributed $1,008 per household per month, on average.
Households that qualify for subsidies have a variety of family structures. HUD data focuses on homes with children, female-headed households, and households that include people with disabilities. In Illinois:
  • 31% of households had one or more children under 18 years, and about 97% of these were headed by single parents.
  • 74% of households were headed by women, and 30% were headed by women with children.
  • 21% of all people living in subsidized housing had a disability.
In Illinois, 73% of households that lived in subsidized housing were headed by people belonging to minority groups, which the Census Bureau defines as anyone whose race and ethnicity is anything other than “white alone, non-Hispanic.”

Subsidized households were most often headed by those aged 25 to 50.

Illinois, 2023

Forty percent of households living in subsidized housing in Illinois are headed by people age 62 and older, the youngest age when people can qualify for Social Security. People aged 25 to 50 are considered “prime-age workers,” and households led by this group make up 40% of all households in subsidized housing.

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