How many households in spend too much on housing?

Updates published annually
About 613 thousand in 2023. That’s 35.9% of all Oregon households. These households spent at least 30% of their total income on rent or mortgage payments and utilities. The Department of Housing and Urban Development considers households that spend more than 30% of their income on housing to be cost-burdened. Cost-burdened households may have less money for other necessities such as food, healthcare, or savings.
In 2023,

613K

households were cost burdened
In 2023,

35.9%

of households were cost burdened
The number of cost-burdened households in Oregon increased from 569 thousand in 2013 to 613 thousand in 2023. Cost burden considers both household income and housing costs, so factors affecting either of these can influence the number of burdened households. For example:
  • Changes in wages, employment status, or the number of people in a household can impact household income.
  • Changes in housing supply/demand or interest rates can affect costs.
A growing or declining US population can also affect the number of cost-burdened households. To counteract this, USAFacts analyzed the percentages of cost-burdened households rather than just the number. This prevents such population changes from skewing the data.
In 2023, 35.9% of Oregon households were cost burdened, higher than the national average of 32.8%.

In Oregon, 35.9% of households were cost burdened in 2023.

Share of households that spent at least 30% of their income on housing

Cost burden varies for renters and homeowners. For example, during the Great Recession (2007–2009) unemployment rose, millions of homes entered foreclosure, and rental demand increased. By 2010, cost burden had increased among renters while staying flat among homeowner households.

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Since 2013, the proportion of cost-burdened owner households in Oregon has decreased from 29.2% to 26.2% in 2023. Meanwhile, cost burden changed from 53.2% to 53.4% among renter households.

In Oregon, 53.4% of renter and 26.2% of owner households were cost burdened in 2023.

Share of households that spent at least 30% of their income on housing

In 2019–2023, the share of owner households in metro areas that were cost burdened was 22.3%. The metro areas with the highest and lowest share of cost-burdened owner households were the Miami, FL area at 33.9% (highest) and Columbus, IN area at 13.0% (lowest). In Oregon, the highest and lowest were Grants Pass, OR area at 29.2% and Corvallis, OR area at 19.4%.

Across metro areas, 22.4% of owner households were cost burdened.

Share of owner households that spent at least 30% of their income on housing, 2019–2023

In 2019–2023, the share of renter households in metro areas that were cost burdened was 51.1%. The metro areas in the US with the highest and lowest share of cost-burdened renter households were the Miami, FL area at 63.1% (highest) and Sheboygan, WI area at 31.9% (lowest). In Oregon, the highest and lowest were Corvallis, OR area at 60.9% and Albany, OR area at 49.6%.

Across metro areas, 51.2% of renter households were cost burdened.

Share of renter households that spent at least 30% of their income on housing, 2019–2023

The difference between the cost-burdened share of owner and renter households was narrowest in Bend, OR area, where cost burden was 23.8 percentage points higher among renters than owners, and highest in Corvallis, OR area where the gap was 41.5 percentage points. Within the state overall, the gap was 27.2 percentage points.

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Methodology

USAFacts standardizes data, in areas such as time and demographics, to make it easier to understand and compare.

The analysis was generated with the help of AI and reviewed by USAFacts for accuracy.

Page sources

USAFacts endeavors to share the most up-to-date information available. We sourced the data on this page directly from government agencies; however, the intervals at which agencies publish updated data vary.

  • United States Census Bureau

    American Community Survey (ACS)

    United States Census Bureau logo